🇯🇵 Cost of living · Tokyo

Is my salary enough in Tokyo?

The average cost of living in Tokyo is ¥280,000/month for a single person. Here is what that covers, what different salaries get you, and your path to financial independence.

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Average monthly costs in Tokyo

ExpenseMonthly (JPY)
Rent (1-bed)¥130,000
Groceries¥40,000
Transport¥15,000
Dining out¥50,000
Utilities¥15,000
Miscellaneous¥30,000
Total¥280,000/month

Estimates for a single person renting a 1-bedroom in a central area. Actual costs vary by neighbourhood and lifestyle.

How different salaries compare in Tokyo

Tight budget
¥200,000/mo
Not enough
Savings: 0% · Left: ¥0/mo
Mid-range
¥350,000/mo
Manageable
Savings: 20% · Left: ¥70,000/mo
High earner
¥600,000/mo
Excellent
Savings: 53% · Left: ¥320,000/mo

Living in Tokyo — what you need to know

Tokyo is surprisingly affordable compared to other global cities. Combined with the expanded NISA and strong equity markets, it is an increasingly attractive FIRE environment.

Tax situation

20.315% flat tax on investment income. The expanded NISA (2024) allows 1.8M JPY/year completely tax-free.

Investing in Tokyo

eMAXIS Slim global fund through SBI Securities or Rakuten Securities is the most popular FIRE investment in Japan.

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