🇦🇺 Cost of living · Sydney

Is my salary enough in Sydney?

The average cost of living in Sydney is A$5,100/month for a single person. Here is what that covers, what different salaries get you, and your path to financial independence.

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Average monthly costs in Sydney

ExpenseMonthly (AUD)
Rent (1-bed)A$3,000
GroceriesA$600
TransportA$200
Dining outA$700
UtilitiesA$200
MiscellaneousA$400
TotalA$5,100/month

Estimates for a single person renting a 1-bedroom in a central area. Actual costs vary by neighbourhood and lifestyle.

How different salaries compare in Sydney

Tight budget
A$4,000/mo
Not enough
Savings: 0% · Left: A$0/mo
Mid-range
A$6,500/mo
Manageable
Savings: 22% · Left: A$1,400/mo
High earner
A$11,000/mo
Excellent
Savings: 54% · Left: A$5,900/mo

Living in Sydney — what you need to know

Sydney has some of the highest housing costs in the world. Superannuation provides a solid retirement base but is locked until 60.

Tax situation

Income tax up to 45% plus Medicare levy. A A$100,000 salary takes home roughly A$73,000.

Investing in Sydney

Superannuation (compulsory 11% employer contribution) is the pension base. Additional investing through ETFs via CommSec or Pearler.

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