Is kr35,000/month enough to live in Stockholm?

Not enough — At average costs you'd be 6,630/month short. Consider shared accommodation or a higher salary. The average cost of living for a single person in Stockholm is kr30,430/month. With a 32% effective tax rate, take-home on kr35,000 is approximately kr23,799, leaving kr0 after costs.

What is the cost of living in Stockholm?

The average monthly cost of living for a single person in Stockholm is kr30,430, covering rent (kr15,000), groceries (kr5,000), transport (kr930), dining (kr5,000), utilities (kr1,500), and miscellaneous expenses (kr3,000).

🇸🇪 Stockholm · SEK salary guide

Is kr35,000 enough in Stockholm?

A full breakdown of whether kr35,000/month covers the cost of living in Stockholm — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.

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Not enough

At average costs you'd be 6,630/month short. Consider shared accommodation or a higher salary.

kr23,799

Take-home after 32% tax

kr30,430

Average monthly costs

kr6,630

Shortfall per month

⚠️ At kr35,000/month, costs exceed take-home pay in Stockholm. You need at least kr44,750/month gross to break even at average costs. The biggest saving: shared accommodation reduces rent from kr15,000 to roughly kr7,500.

Where your kr35,000 goes in Stockholm

🏠 Rent

kr15,000

🛒 Groceries

kr5,000

🚇 Transport

kr930

🍽 Dining

kr5,000

💡 Utilities

kr1,500

📦 Other

kr3,000

Total costs kr30,430/month

Key facts about Stockholm

High taxes offset by comprehensive social services. The ISK account is an excellent tax-advantaged investment vehicle unique to Sweden.

Tax situation

Municipal income tax roughly 32% effective. Can reach 55% for high earners including state tax.

Best investment accounts

ISK (Investeringssparkonto) — taxed at a low standard rate instead of gains. Very efficient for long-term investing.

Compare other salary levels in Stockholm

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