🇵🇹 Lisbon · Salary guide

Is €3,500 enough in Lisbon?

Full breakdown of whether €3,500/month covers life in Lisbon — take-home pay, monthly costs, savings rate, and path to financial independence.

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Not enough

Average costs in Lisbon: €2,860/month · Take-home: €2,800 · Shortfall: €60

€2,800

Take-home after tax

€2,860

Average monthly costs

€60

Shortfall

⚠️ Costs exceed take-home pay at this salary. Consider shared accommodation or a higher income.

Cost breakdown in Lisbon

🏠 Rent

€1,600

🛒 Groceries

€350

🚇 Transport

€40

🍽 Dining

€450

💡 Utilities

€120

📦 Other

€300

Total€2,860/month

NHR regime: flat 20% income tax for 10 years for qualifying residents.

NHR regime: flat 20% for qualifying expats for 10 years.

Interactive Brokers or DEGIRO.