🇮🇪 Dublin · EUR salary guide
Is €15,000 enough in Dublin?
A full breakdown of whether €15,000/month covers the cost of living in Dublin — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.
💡 At a 55% savings rate, you could reach financial independence in approximately 13 years — retiring with a portfolio of €1,245,000 covering all your Dublin costs indefinitely at a 4% withdrawal rate. Pension (PRSA) contributions are tax-deductible. ETF investing penalised by Ireland's 8-year deemed disposal rule.
Key facts about Dublin
Major tech hub with Google, Meta, Apple EU headquarters. High combined tax (income + USC + PRSI) and severe housing shortage drive up costs.
Tax situation
Income tax + USC + PRSI combined can reach 52% for higher earners. Among the highest effective rates in the EU.
Best investment accounts
Pension (PRSA) contributions are tax-deductible. ETF investing penalised by Ireland's 8-year deemed disposal rule.
Your path to financial independence in Dublin
FIRE number for DublinBased on average costs of €4150/month, your financial independence number is €1,245,000 — the portfolio that covers your costs indefinitely at a 4% annual withdrawal.