🏴󠁧󠁢󠁳󠁣󠁴󠁿 Edinburgh · Salary guide

Is £1,500 enough in Edinburgh?

Full breakdown of whether £1,500/month covers life in Edinburgh — take-home pay, monthly costs, savings rate, and path to financial independence.

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Not enough

Average costs in Edinburgh: £2,760/month · Take-home: £1,050 · Shortfall: £1710

£1,050

Take-home after tax

£2,760

Average monthly costs

£1,710

Shortfall

⚠️ Costs exceed take-home pay at this salary. Consider shared accommodation or a higher income.

Cost breakdown in Edinburgh

🏠 Rent

£1,300

🛒 Groceries

£380

🚇 Transport

£100

🍽 Dining

£450

💡 Utilities

£180

📦 Other

£350

Total£2,760/month

Scotland has slightly higher income tax. Strong finance sector.

Scottish income tax slightly higher than England. Top rate 48%.

Stocks & Shares ISA — £20,000/year tax-free.