🇫🇷 Lyon · EUR salary guide
Is €5,000 enough in Lyon?
A full breakdown of whether €5,000/month covers the cost of living in Lyon — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.
💡 At a 35% savings rate, you could reach financial independence in approximately 21 years — retiring with a portfolio of €727,500 covering all your Lyon costs indefinitely at a 4% withdrawal rate. PEA account essential — same rules as Paris. After 5 years reduces investment tax meaningfully.
Key facts about Lyon
France's second city and food capital. Much more affordable than Paris with strong tech and biotech sectors. Excellent quality of life.
Tax situation
Same tax rates as Paris. Lower costs make Lyon significantly more FIRE-friendly than Paris.
Best investment accounts
PEA account essential — same rules as Paris. After 5 years reduces investment tax meaningfully.
Your path to financial independence in Lyon
FIRE number for LyonBased on average costs of €2425/month, your financial independence number is €727,500 — the portfolio that covers your costs indefinitely at a 4% annual withdrawal.