A full breakdown of whether RM3,000/month covers the cost of living in Kuala Lumpur — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.
No capital gains tax on equities. Very low cost of living. One of the most underrated FIRE destinations globally. Strong expat community.
Progressive income tax up to 30% but effective rates much lower. No capital gains tax on equities.
Rakuten Trade or Moomoo Malaysia for equities. EPF (Employee Provident Fund) provides mandatory retirement savings.