A full breakdown of whether £3,000/month covers the cost of living in London — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.
One of the world's most expensive cities with competitive salaries but heavy taxation. The ISA is your most powerful wealth-building tool.
Income tax 20-45% plus National Insurance 8-12%. A £60,000 salary takes home roughly £43,000.
Stocks & Shares ISA — £20,000/year completely tax-free. Max this every year without exception.