amipoor.com › Is my salary enough in Osaka? › ¥200,000/month
🇯🇵 Osaka · JPY salary guide

Is ¥200,000 enough in Osaka?

A full breakdown of whether ¥200,000/month covers the cost of living in Osaka — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.

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Not enough
At average costs you'd be 86,000/month short. Consider shared accommodation or a higher salary.
¥144,000
Take-home after 28% tax
¥230,000
Average monthly costs
¥86,000
Shortfall per month
⚠️ At ¥200,000/month, costs exceed take-home pay in Osaka. You need at least ¥319,444/month gross to break even at average costs. The biggest saving: shared accommodation reduces rent from ¥100,000 to roughly ¥50,000.

Where your ¥200,000 goes in Osaka

🏠 Rent
¥100,000
🛒 Groceries
¥35,000
🚇 Transport
¥12,000
🍽 Dining
¥45,000
💡 Utilities
¥13,000
📦 Other
¥25,000
Total costs ¥230,000/month

Key facts about Osaka

More affordable than Tokyo with similar NISA benefits. Japan's food and culture capital. Excellent quality of life at lower cost.

Tax situation

Same tax structure as Tokyo. Slightly lower resident tax rate in Osaka.

Best investment accounts

Same NISA strategy as Tokyo. eMAXIS Slim global fund via SBI or Rakuten.

Compare other salary levels in Osaka

¥150,000¥200,000¥250,000¥300,000¥350,000¥400,000¥450,000¥500,000¥600,000¥700,000¥800,000¥900,000¥1,000,000¥1,200,000¥1,500,000¥2,000,000¥2,500,000¥3,000,000¥4,000,000¥5,000,000

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