A full breakdown of whether R10,000/month covers the cost of living in Cape Town — including take-home pay after tax, monthly costs, your savings rate, and how long until financial independence.
Stunning lifestyle at a fraction of Western costs. Particularly strong for USD-earning remote workers. Load shedding and safety are real considerations.
Income tax up to 45%. TFSA allows R36,000/year tax-free investing (lifetime limit R500,000).
Easy Equities or Sygnia for low-cost index funds. TFSA is essential — max it every year.